Here is a Top Tip that I love. It’s my motto as a consumer, actually. Ready? “Be the hunter, not the hunted.” Sounds kind of weird, but let me explain. All sorts of bad things happen to us financially when we respond to those who come after us with their products and services. Instead, do your research and do business with companies and charities that YOU seek out and you’re likely to get a much better deal and avoid scams and rip-offs. Once more time, all together now: “Be the hunter, not the hunted.”
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