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Episode 3~ MAKE MORE: How To MAKE Money BY RECRUITING New CO-WORKERS

TODAY I WANT TO TALK ABOUT A WAY TO “MAKE MORE” MONEY AT YOUR CURRENT JOB. I’M GOING TO FEATURE A LOT OF FREELANCERS AND ENTREPRENEURS ON EASY MONEY, BUT THERE ARE CLEVER WAYS TO MAKE MORE AT YOUR EXISTING JOB AND ONE OF THEM IS TO RECRUIT YOUR FUTURE CO-WORKERS! YES! MANY FIRMS PAY THEIR EMPLOYEES TO RECRUIT OTHER EMPLOYEES! YOU GET SOME CASH AND A COOL NEW CO-WORKER WHO YOU LIKE!
ONE FIRM THAT’S A LEADER IN PAYING BONUSES TO EMPLOYEES WHO BRING IN OTHER EMPLOYEES IS PWC, THE GLOBAL ACCOUNTING AND CONSULTING FIRM. AND ONE PERSON WHO’S A LEADER AT PWC IN TAKING ADVANTAGE OF THE RECRUITMENT BONUS IS JOSHUA HARTLEY. JOSH, WELCOME TO EASY MONEY!

HERE I AM HYPING THE IDEA OF MAKING SOME EXTRA MONEY BY RECRUITING GREAT CO-WORKERS TO WORK FOR YOUR COMPANY, BUT YOU SAY YOU SHOULDN’T BE IN IT FOR THE MONEY. EXPLAIN.
First and foremost I care about helping them. I will talk with you about the money aspect of it, but really, for me, it is about being there for people when they need it and helping them. I am a veteran, so maybe they are veterans and served their country or, if not, they graduated and have skills and they want to get a good job. They see openings and don’t know how to bridge the gap. It is extremely rewarding to know that you were the person that was there for them and help make it a smooth transition.

SO LET’S DOUBLE BACK AND EXPLAIN HOW YOU FIRST STARTED DOING THIS. I KNOW YOU’RE A VETERAN AND WERE INTERESTED IN HELPING OTHER VETS.
I was a marine for 7 years. I transitioned out and I had a bad transition with another company. When I came to PwC I liked the people and the culture and I started bringing other people in and wanted to bring others in. It is a military-friendly company and I wanted others to get a shot. I started working with the recruiter that brought me in. I’m very passionate about helping people get into good jobs and mostly it is focused on veterans but I help non-veterans too.

THERE IS SOME RISK IN MAKING REFERRALS THAT THE PERSON YOU RECOMMENDED WILL FAIL, THEY WON’T BE A GOOD FIT. HAVE YOU HAD THAT HAPPEN?
In one case I didn’t screen as thoroughly and took what someone told me at face value and when someone got in they didn’t have the tech skills and expertise they said they did. Usually I do a better job vetting before I refer. This person I referred in didn’t have it. We have worked with the individual and gotten them to where they need to be, but they didn’t walk in and have the ability we expected on day one. But that is the way the world is. Nobody holds it against me. Companies are usually very clear that a referral is a referral. They will do the detailed screening on their own.

HOW ARE RECRUITMENT BONUSES BENEFICIAL TO COMPANIES, AS WELL?
PwC hires thousands of professionals a year. The referral program is designed to help people leverage their network from past employment, school, military and help them find their way to PwC We hope for 50% of them to be from referrals. You are doing well if you get 30%. We hover around 40%. PwC feels there is nothing better than getting a great referral. You want a relationship of some kind, vetting up front. Your existing employee knows the qualities the firm wants in an employee.

IT SOUNDS LIKE YOU ALMOST CONSIDER THIS ANOTHER PART OF YOUR JOB. HOW MUCH TIME DO YOU SPEND AT IT?
I spend easily 10 hours a week. I went into LinkedIn and to American Corporate Partners and a few different websites and signed up to support people looking to transition to corporate America and a number of people went there looking for advice and instead of just doing that I would also give them my contact info and said let’s talk through where you should go. A number of those people came to PwC and I would help them look for the right fit. The big part for me is if you are looking to generate cash and you want to quickly generate cash it will be difficult for you. But if you find what you are good at and find a way for that to be value-generating, that is where it is fun and easy in my opinion. The old saying is true: Do something you love and the money will follow.

IN FACT, YOU DIDN’T EVEN KNOW ABOUT THE RECRUITMENT BONUS AT FIRST. AT THIS POINT, HOW MANY PEOPLE HAVE YOU HELPED AND HOW MUCH MONEY HAS THAT BROUGHT YOU?
Almost as an after thought they said we need people so bad they are offering people $5,000 per senior associate and smaller fees for lower-level people. If you can get us people, this is what we will pay you. I started bringing people in and PwC financially rewarded me for it. At this point I have helped with the referrals of about 20 people. I would say now my bonuses total $20,000-$25,000.

LET’S GIVE SOME ADVICE FOR PEOPLE WHO WANT TO DO WHAT YOU DO. YOU SAY BE GENUINE. WHY IS THAT IMPORTANT?
Your heart has to be in the right place. The part of it that is important to understand, if you are going to get into this it has to be genuine and has to be about finding the right fit for the person and the company. It has to be about that. If you want a quick bonus or a long haul, you have to put the people focus there.

YOU SUGGEST THAT PEOPLE FIND A PROBLEM THAT NEEDS SOLVING. EXPLAIN.
You need to find a way to generate value and that is what is important. That is how you make more money. Find a problem that needs solving. Not something that you think is a problem but something your firm thinks is a problem. Then become the solution.

YOUR ADVICE IS “GET YOURSELF OUT THERE.” WHERE? HOW?
I have had successful referrals from Facebook post, going to non-profits I work with and helping coach people there, to going and supporting people at hiring fairs. I was surprised I got a bonus on that one and they still gave it to me. You have to get yourself out there. Let people know that you work for a great company and there’s a referral program and that you want to help people get into the company. They will reach out and talk to you.

YOU CAN CHECK OUT MORE OF JOSH’S ADVICE FOR YOU, IN THE EPISODE 2 GUEST BLOG POST.

Guest Name: Joshua Hartley
Guest Title: Manager, PwC
Guest Contact: www.linkedin.com/in/jhartley518/
www.linkedin.com/in/brandondiehmrecruiting/

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Episode 3~ SAVE MORE: SAVE Money BY DIGGING UP SECRET WARRANTIES TO GET YOUR CAR REPAIRED FOR FREE

Save more money with The Easy Money Show

Automakers sometimes offer secret warranties in order to avoid issuing a full-fledged recall. The manufacturer alerts its dealers OR REGIONAL OFFICES that if customers complain about the problem, the manufacturer will pay for the repair.

As you can imagine, the people in the auto industry don’t call them “secret warranties.” They use POLITE TERMS like “goodwill adjustment,” “warranty adjustment” and “after warranty assistance.” They also refer to them as “extended warranties,” because your car does not have to be in its initial factory warranty period to be covered.

There are about 500 “secret warranties” available at any given time, according to the Center for Auto Safety. IF YOUR CAR NEEDS A BIG, EXPENSIVE REPAIR THAT SEEMS PREMATURE FOR ITS AGE, YOU SHOULD CHECK FOR SECRET WARRANTIES.

Here’s an example of ONE OF THEM. A European luxury car maker WAS EQUIPPING ITS vehicles with WHAT ARE CALLED “run-flat tires.” These are tires that can limp along for several miles, allowing you to get to a service station instead of changing your tire by the side of the road. BUT THEY WEREN’T WORKING RIGHT AND company’s customers started complaining that the run-flat tires on their swanky cars were failing after just a couple thousand miles, giving the vehicles a ride like a diesel dump truck. The manufacturer instructed dealers to replace the tires for free if customers asked OR COMPLAINED LOUDLY and, voila, a secret warranty was born. THAT SECRET WARRANTY WAS WORTH $12 HUNDRED DOLLARS!

SO, How do you find out about secret warrantIES? One way is to bluff. My buddy, Michael Finney, the brash and brilliant consumer reporter at KGO TV in San Francisco RECOMMENDS CASUALLY DRAWLING to the service manager, “I think there’S a warranty adjustment on this repair.” And often, there is! He gets the work done for free.

The more mundane way to sleuth out secret warranties is to look up “technical service bulletins” on cars. These are notices that automakers send to dealers alerting them about emerging problems and giving guidance on how to handle them. THE EDMUNDS.COM AUTO WEBSITE KEEPS THIS LIST OF technical service bulletins

IF YOU FIND A TECHNICAL SERVICE BULLETIN ABOUT YOUR CAR’S PROBLEM, LOOK FOR VEILED LANGUAGE LIKE “CHECK FOR AVAILABILITY OF GOODWILL ADJUSTMENT” WHICH HINTS AT A SECRET WARRANTY. THE BULLETINS USUALLY DO NOT COME OUT AND SAY THE MANUFACTURER IS WILLING TO PAY BECAUSE THEN IT WOULDN’T BE A SECRET, WOULD IT? TAKE THAT BULLETIN WITH YOU TO THE DEALERSHIP. FOR THIS TO WORK, YOU MAY NEED TO COMPLAIN LONG AND LOUD, BUT IF IT’S AN EXPENSIVE REPAIR, IT COULD BE WELL WORTH IT.

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Episode 3~ FIND YOURS: FIND YOUR UNCLAIMED MONEY AND OTHER VALUABLES ABANDONED IN FORGOTTEN SAFE DEPOSIT BOXES

Find unclaimed money with The Easy Money Show

GOVERNMENT AGENCIES USUALLY REFER TO UNCLAIMED MONEY AS “UNCLAIMED PROPERTY” WHICH SOUNDS LIKE TOTAL BUREAUCRAT-SPEAK UNLESS YOU’RE TALKING ABOUT SAFE DEPOSIT BOXES. SOMETIMES SAFE DEPOSIT BOXES CONTAIN MONEY, BUT OFTEN THEY CONTAIN PROPERTY SUCH AS JEWELRY.

IF YOU —OR YOUR FAMILY— HAVEN’T VISITED YOUR SAFE DEPOSIT BOX OR INTERACTED WITH IT IN ANY OTHER WAY THAT CREATES A PAPER TRAIL, THE STATE MAY FORCE THE BANK TO TURN IT OVER AS UNCLAIMED PROPERTY. STATES USED TO CONSIDER PROPERTY UNCLAIMED ONLY IF YOU HAD NOT BEEN HEARD FROM IN DECADES. BUT NOW AT LEAST 27 STATES HAVE A DORMANCY PERIOD OF JUST 3 YEARS.

THAT’S RIGHT. FAIL TO BE ACTIVE IN ANY TYPE OF FINANCIAL ACCOUNT FOR JUST 3 YEARS AND THE STATE COULD SCOOP IT UP. STATES BECAME THE GUARDIANS OF UNCLAIMED MONEY ON THE THEORY THAT THEY REPRESENTED THE PEOPLE AND WERE MORE TRUSTWORTHY THAN PRIVATE COMPANIES. BUT MANY STATES NOW BALANCE THEIR BUDGETS BY USING THE INTEREST EARNED ON THEIR UNCLAIMED PROPERTY POT —OR BY DIPPING INTO THE ACTUAL PRINCIPAL.
WHAT DOES THIS MEAN FOR YOU? IT MEANS YOU SHOULD MAKE SURE TO HAVE SOME SORT OF OFFICIAL INTERACTION WITH ALL OF YOUR FINANCIAL ACCOUNTS ON AT LEAST AN ANNUAL BASIS. IN REGARD TO SAFE DEPOSIT BOXES SPECIFICALLY, WE SHOULD ALL LEAVE LISTS OF OUR ACCOUNTS FOR OUR HEIRS, IN CASE WE DIE UNEXPECTEDLY. A SAFE DEPOSIT BOX IS ONE OF THOSE THAT SHOULD BE LISTED.

THE REASON I’M HARPING ON THIS IS THAT THE CONTENTS OF SAFE DEPOSIT BOXES ARE MORE VULNERABLE THAN REGULAR BANK ACCOUNTS. NOW HERE’S THE THING. SAY YOUR GRANDPARENTS LEFT STOCK CERTIFICATES IN THEIR SAFE DEPOSIT BOX. IDEALLY YOU’D SELL THE STOCK WHEN THE VAUE IS HIGH. RIGHT? UNFORTUNATELY STATES OFTEN SELL STOCK AS SOON AS THEY RECEIVE IT, RATHER THAN WAITING FOR AN OPPORTUNE TIME WHEN THE STOCK IS UP. STATES HAVE ALSO BEEN KNOWN TO AUCTION OFF PEOPLE’S PRECIOUS FAMILY JEWELRY FOR A FRACTION OF ITS COST, JUST TO CONVERT IT INTO CASH.

IF YOU’D LIKE TO SEARCH FOR UNCLAIMED PROPERTY FROM SAFE DEPOSIT BOXES, YOU GO ABOUT IT THE SAME WAY YOU DO OTHER TYPES OF FINANCIAL ACCOUNTS. FIRST SEARCH MISSINGMONEY.COM, SINCE THAT SITE ALLOWS YOU TO SEARCH 40 STATES AT ONE. THEN USE UNCLAIMED.ORG (IMPORTANT, THAT’S .ORG) TO SEARCH SOME OR ALL OF THE OTHER 10 STATES INDIVIDUALLY. I’VE POSTED VIDEO TUTORIALS FOR GETTING THE MOST OUT OF BOTH SITES. I ALSO CREATED A VIDEO TOUR OF SOME OF THE MOST COMMON TREASURES FOUND IN UNCLAIMED SAFE DEPOSIT BOXES. YOU CAN SEE THAT AT YOU CAN SEE ALL OF THOSE ON THE “FIND” PAGE OF THIS WEBSITE.

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Episode 3~ GUEST BLOG: Think People First, Bonus Second, When Recruiting New Co-Workers

1) Start with the understanding that employee referral is a people business.
You’re helping people find employment, and that means you’re connected to their livelihood.  It’s important and fulfilling work, but only if you take it as seriously as it deserves to be taken.  You have to be genuinely concerned for the welfare of the people with whom you are working.

2) Use your network. Identify people within your network that are unemployed or underemployed. Try to identify people who are looking for another opportunity or maybe are not looking yet, but are unhappy with their current employment. Advertise openings that your company has on your social media networks and if anybody you meet or see mentions looking for employment, be willing to follow up and ask them what sort of position interests them.

3) Use the internet. Find online networking & mentoring opportunities.
Help people in the community that need or want support in employment transition.  Don’t just consider who you know, but consider who you could get to know. Build a network and, also. experience in supporting people in employment transition.

4) Find where your company has needs.
Get in touch with your recruiters and ask how you can support.  Build networks inside your company to understand the best ways to refer people into the firm and ask for advice on the process.  Set up time to meet with an HR representative to ask what they’re looking for in a resume so you understand specifically what the company’s needs are and how you can help find people who meet those needs.

5) Always do what’s best for the person you’re supporting.  Depending on where you work and who you’re mentoring, you might have a great position open for them. But there might also be a better opportunity somewhere else.  At least half of the people I have worked with, I have helped identify opportunities with other firms or companies. You’re doing it right if you’re happy to have helped someone find a position – whether you get a bonus for it or not. You’ll be helping to create the best circumstances for everyone.

By Joshua Hartley

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Episode 2~ TOP TIP: How a Security Freeze Can Protect You From Identity Theft

THIS STRATEGY IS LOW OR NO COST AND MEANS NOBODY CAN LOOK AT YOUR CREDIT REPORT WITHOUT YOUR PERMISSION, WHICH KEEPS BAD GUYS FROM OPENING FRAUDULENT ACCOUNTS BECAUSE THEY CAN’T GET APPROVED. WHEN YOU WANT SOMEONE TO SEE YOUR CREDIT REPORT BECAUSE YOU YOURSELF ARE APPLYING FOR A LOAN, THEN YOU HAVE A PIN NUMBER THAT ALLOWS YOU TO UN-FREEZE YOUR CREDIT IN MINUTES. IT’S A LITTLE TRICKY TO FIND THE SECURITY FREEZE PAGES ON THE CREDIT BUREAU WEBSITES, SO I WILL LINK YOU DIRECTLY WHERE YOU NEED TO GO:

Equifax Security Freeze Page
Experian Security Freeze Page
TransUnion Security Freeze Page

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Episode 2~ MAKE MORE: Should You become a surrogate mother to make money?

MY NEXT GUEST ASKED THAT WE ONLY USE HER FIRST NAME, BECAUSE SHE REALIZES IT’S A SENSITIVE SUBJECT. SHE SAYS SHE FEELS GOOD ABOUT HELPING OTHERS TO START FAMILIES AND ABOUT MAKING A LIFE-CHANGING AMOUNT OF MONEY FOR HER OWN FAMILY.
BREANA, WELCOME TO EASY MONEY.

LET’S BEGIN AT THE BEGINNING. WHY AND HOW DID YOU FIRST GET THE IDEA TO BECOME A SURROGATE?
A friend of mine had done it, so I saw the process firsthand and became interested in trying it myself. I then Googled surrogacy agencies and looked at websites and applied with Extraordinary Conceptions. Did my profile and became available and got matched fairly quickly with my first couple. Match took less than a month. Pregnant on the first try. It was very easy. Didn’t have a very close relationship with that first couple. They live in AZ. They came to the birth and visited for major ultrasounds.

WAS THIS BABY BIOLOGICALLY YOURS OR DID YOU JUST CARRY IT?
There was an egg donor and father’s sperm so biologically the baby was his and another woman’s. I just carried it. The baby was not related to me.

THAT WAS 4 YEARS AGO. AND THEN YOU SERVED AS A SURROGATE A SECOND TIME AND GAVE BIRTH LAST YEAR. HOW WAS THAT DIFFERENT?
Last year I bonded more with the couple and the baby. It was a lot harder because we bonded. Seeing her leave. This was another case with an egg donor and the father’s sperm. When I delivered the baby, they stayed with us in our house for a few months. They were from China and had to get birth certificate, passport, immunizations and they didn’t speak English. I offered to let them stay with us and she was extremely nervous to take care of a baby herself. It was hard for her in the beginning. They stayed 2 ½ months. I didn’t charge them for that. I helped feed and change the baby so there was a bigger bond when they left. I was fine after a week. It’s harder when you bond more.

MY SHOW IS CALLED EASY MONEY, SO I HAVE TO ASK, WAS IT EASY? SOMEHOW, I THINK NOT.
Hard. It is hard emotionally and physically getting pregnant. Your back hurting. But everything at the end makes it worth it. Seeing them have their baby. It makes you forget everything you went through. For me, though, now I barely remember the hard stuff. Just the good stuff. The birth and seeing the babies.

Injections are the hardest part. Preparing your body for the embryo cycle. It’s just soreness every day of your cycle. The injection is on your upper butt check. You do it every day for 30 days. Sitting down and laying on my side was painful. And the c-sections were hard. I have had 4.

AND WHAT ABOUT EMOTIONALLY? THAT HAS TO BE HARD TOO.
For me I always felt a connection and bond but it wasn’t very emotional the first time when they left. You mentally prepare yourself that you will give birth and they will take baby away. But when you go home without the baby your body has emotions. It was one to two days and then I was fine. Having my own children helped.

YOU HAVE 2 CHILDREN OF YOUR OWN. HOW DID YOU EXPLAIN YOUR PREGNANCY TO THEM?
Both my children have always been very interested in it and they have been understanding. People would say “you are going to have a sister” and they would say “no, that is Connie and Matt’s baby.” They understood, but people would get very confused. They are super understanding that she wasn’t their sister. But at birth they were so excited to hold her. Normally parents are very understanding. They allowed my sons to do that and it was good for them.

DO YOU STILL HAVE A RELATIONSHIP WITH THE COUPLES YOU SERVED AS A SURROGATE FOR?
I text the first couple on the birth date. It’s a loose tie. But the second couple have visited us since those first months and my husband and I are going to visit them in their country this summer.

THIS IS AN EXTRAORDINARY, PERSONAL WAY TO MAKE MONEY. DID IT MAKE YOU VALUE THE MONEY YOU EARNED EVEN MORE?
It’s made me super money conscious of how I spend my money and where it goes. I check my account and credit score. Paying stuff off made me independent and don’t want to go back so we are very organized now with spreadsheets and automatic payments. Made us a lot more cautious with where our money goes.

SOME PEOPLE LISTENING ARE THINKING, I COULD NEVER GIVE BIRTH TO SOMEBODY ELSE’S BABY, NO MATTER HOW MUCH MONEY I MADE. EXPLAIN HOW THE MONEY HAS HELPED YOUR OWN FAMILY.
It has changed everything. I am 25 and we own a house. We would never be able to buy a house if I hadn’t done that. It made us very stable financially. With debt and being able to afford things and set up future for our kids and us. That was my main reason for doing it in the end.

ALRIGHT, NOW THE BIG QUESTION EVERYONE WANTS TO KNOW: HOW MUCH MONEY DID YOU MAKE AS A SURROGATE?
When I did the first time it was $35,000 as a base rate and the second time it was $50,000. You then earn extra money above and beyond that for certain things, such as having a C-section, if needed.

THAT’S REAL MONEY AND THAT’LL HAVE PEOPLE PAYING ATTENTION. WHAT’S YOUR ADVICE TO WOMEN WHO MIGHT CONSIDER THIS?
It is a big commitment. A lot of girls think ‘I will make $40,000’ but there are a lot of medical appointments. You have to do lots of work. Legal contracts. It is a lot of work to get pregnant. It is a big commitment for a year so make sure your family is on board. And make sure your kids know what is going on. When they are more involved it makes it easier so you don’t have to explain it later on.

AND, HAVING DONE IT BOTH WAYS, WOULD YOU RECOMMEND THE CLOSER OR THE MORE ARMS-LENGTH RELATIONSHIP WITH THE PARENTS WHO HAVE HIRED YOU?
I enjoyed the closer relationship more, but I respect the fact that some women like to keep the relationship more arms-length.

BREANA, THANK YOU SO MUCH FOR SHARING YOUR EXPERIENCE WITH US HERE ON EASY MONEY. BREANA FOUND SURROGACY SO REWARDING THAT SHE NOW WORKS FOR A FIRM CALLED EXTRAORDINARY CONCEPTIONS THAT MATCHES PROSPECTIVE PARENTS WITH SURROGATES. SHE PROVIDED THE FIRM’S LIST OF REQUIREMENTS FOR BECOMING A SURROGATE AND THAT IS OUR GUEST BLOG POST THIS WEEK.

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Episode 2~ SAVE MORE: How to Save Money by Using Websites That Find You the Best Cell Phone Plan for Your Calling Patterns

Save more money with The Easy Money Show

AN ACCOUNTING GROUP ANALYZED AMERICAN CELL PHONE BILLS AND FOUND THAT 59 PERCENT OF US SPEND MORE THAN $100 A MONTH ON THEM AND 13 PERCENT OF US SPEND MORE THAN $200 DOLLARS A MONTH! I’M A BIG BELIEVER THAT TO SAVE BIG YOU HAVE TO FIGURE OUT WHERE YOU SPEND BIG, SO, HEARING THESE STATISTICS, CELL PHONE BILLS DEFINITELY QUALIFY.

THE PROBLEM IS THAT THERE ARE DOZENS OF CELL SERVICE PROVIDERS AND EACH OF THEM OFFERS DOZENS OF PLANS, SO NO NORMAL HUMAN COULD SIFT THROUGH ALL OF THEM, EVEN IF WE DID HAVE THE TIME AND ENERGY. BUT IT’S A PERFECT JOB FOR A COMPUTER! SO TODAY I WANT TO TELL YOU ABOUT 2 FREE ONLINE SERVICES THAT ANALYZE YOUR CELL PHONE BILL AND SUGGEST ALTERNATIVE OPTIONS TO SAVE YOU BIG MONEY.

THE FIRST IS CALLED WHISTLEOUT.COM AND IT BOASTS THAT IT ANALYZES 95,763 DIFFERENT PLAN COMBINATIONS FROM 32 DIFFERENT SUPPLIERS TO HELP FIND THE BEST DEAL FOR YOU. AND THAT’S REALLY THE KEY. THERE IS NO ONE PLAN THAT’S THE BEST. YOUR USAGE PATTERN DICTATES THE BEST PLAN FOR YOU. PATTERN = PLAN. THE WHISTLE OUT SITE HAS YOU ENTER YOUR OWN AMOUNT OF DATA, MINUTES AND MESSAGES PER MONTH AND THEN IT SUGGESTS ALTERNATIVE PLANS OR CARRIERS FOR YOU. YOU CAN EVEN CHOOSE HOW MANY LINES YOU WANT AND WHETHER YOU WANT TO USE YOUR EXISTING PHONE OR GET A NEW ONE.

THE OTHER SITE IS CALLED WIRELESSBUTLER.COM. TO USE WIRELESS BUTLER, YOU UPLOAD YOUR CELL PHONE BILL AND IT THEN ANALYZES YOUR PLAN AND USAGE HABITS. WHEN I WAS DOING A SAVINGS MAKEOVER ON A VIRGINIA COUPLE WITH 7 CHILDREN, I WAS STUNNED TO HEAR THAT THEIR MONTHLY CELL PHONE BILL WAS $578 FOR 6 PHONES. THE TEAM BEHIND WIRELESS BUTLER ANALYZED THEIR BILL AND FOUND THAT THEY WERE PAYING FOR MINUTES THEY DIDN’T USE AND THAT THEY HAD NOT REGISTERED THEIR MOST FREQUENTLY CALLED NUMBERS WITH THEIR CARRIER TO TAKE ADVANTAGE OF A PROGRAM THAT WOULD MAKE THOSE CALLS FREE. ALL IN ALL, WIRELESS BUTLER WAS ABLE TO FIND THE FAMILY $1,069 A YEAR IN SAVINGS!
THIS IS THE KIND OF SAVINGS STRATEGY I LIKE BECAUSE YOU SAVE MORE BY BEING SMART, NOT BY BEING DEPRIVED. IN CASE YOU DIDN’T CATCH THOSE CELL PHONE SAVINGS WEBSITES,

HERE THEY ARE AGAIN:
WHISTLEOUT.COM
WIRELESSBUTLER.COM

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Episode 2~ FIND YOURS: How to Search States Individually for Unclaimed Money

Find unclaimed money with The Easy Money Show

AS I TOLD YOU LAST EPISODE, IN LESS THAN 5 MINUTES, YOU CAN SEARCH 40 DIFFERENT STATES FOR UNCLAIMED MONEY ON A WEBSITE CALLED MISSINGMONEY.COM. ALL YOU NEED IS YOUR NAME AND ADDRESS. IT’S EASY, IT’S FREE AND IT’S FUN! ESPECIALLY WHEN YOU FIND SOMETHING! I’VE POSTED INSTRUCTIONS AND EVEN A STEP-BY-STEP VIDEO AT EASYMONEYSHOW.COM/01 SO YOU CAN SEE HOW EASY IT IS AND TRY IT.

BUT WHAT ABOUT THE OTHER 10 STATES? YES, THERE ARE 10 STATES THAT HAVE CHOSEN NOT TO PARTICIPATE WITH MISSINGMONEY.COM. HOW DO YOU SEARCH FOR UNCLAIMED MONEY THAT THEY MAY BE HOLDING? THOSE STATES ARE: Arkansas, California, Connecticut, Delaware, Georgia, Hawaii, Illinois, Oregon, South Carolina and Wyoming —SO SOME MAJOR places. I MEAN, CALIFORNIA HAS, BY FAR, THE BIGGEST POPULATION OF ANY STATE.

I TOLD MY NEIGHBOR SPENCER ABOUT UNCLAIMED.ORG, (.org not .com!!!) A WEBSITE WHERE YOU CAN SEARCH STATES INDIVIDUALLY, KNOWING THAT, LIKE ME, HE’S A NATIVE CALIFORNIAN. AND, IN MINUTES HE FOUND A MYSTERIOUS ACCOUNT.

SPENCER:
“Then I remembered, in college I was pledging a fraternity. There was a fraternity brother who was selling life insurance… whole life insurance. So if you were gonna be a good Sig Ep, you know, you could buy this insurance policy.”

ELISABETH:
“How could you afford it though?”
SPENCER:
“Well, I was working at the time. I worked my way through college.”
ELISABETH:
“Doing what?”
SPENCER:
“Well I was a professional musician in Southern California.”

A MUSICIAN IN A BAND THAT OUTSOLD THE BEATLES ONE YEAR IN SOUTHERN CALIFORNIA!

SPENCER:
“And then, shall we say, it didn’t work out with the fraternity. If you didn’t have peanut butter under your armpits, you couldn’t be a brother. And I said, no, you’re not supposed to be doing hazing and they said, you’re out of here. (CUT EXTRANEOUS STUFF HERE) So I dropped the policy.”

BUT SINCE HE’D PAID ON THE POLICY FOR A COUPLE OF YEARS, IT HAD A CASH VALUE… AND ENDED UP AS UNCLAIMED MONEY.

SPENCER:
“$654.12!”
ELISABETH:
“Wow, this is good!”
SPENCER:
“This is great I feel like this money’s just rolling in like manna from heaven or something.”

ELISABETH:
“What are you gonna do with the money?”
SPENCER:
“Well, I’ve already spent it! I bought artwork for our house that I wouldn’t have bought otherwise and we’re gonna enjoy it for years to come, the result of you and this unclaimed property that we didn’t know was there.”

if you, LIKE SPENCER, HAVE lived in any of thE ten states THAT YOU HAVE TO SEARCH INDIVIDUALLY, YOU SHOULD DEFINITELY CHECK IT OUT. THOSE STATES AGAIN ARE: Arkansas, California, Connecticut, Delaware, Georgia, Hawaii, Illinois, Oregon, South Carolina and Wyoming.
but even if you haven’t LIVED IN ANY OF THOSE STATES, you may still want to SEARCH THEIR UNCLAIMED MONEY/UNCLAIMED PROPERTY DATABASE, reason being: unclaimed money is usually held in the citizen’s state of residence, but not always! sometimes it’s held where the bank or other financial firm is based. and corporations can be based almost anywhere. hello, delaware! IT’S one of the 10, and it’s OFTEN called the “corporate capital of the world!”
OK, SO HOPEFULLY I’VE CONVINCED YOU THAT YOU SHOULD SEARCH. NOW WHERE DO YOU SEARCH FOR UNCLAIMED MONEY HELD BY THESE 10 STATES? FORTUNATELY, THERE IS A SINGLE WEBSITE THAT ACTS AS A PORTAL TO ALL OF THEM AND THAT WEBSITE IS UNCLAIMED.ORG. PLEASE PEOPLE! TAKE NOTE THAT THAT’S DOT ORG, NOT DOT COM OR YOU WILL END UP ON A PAY SITE THAT CHARGES YOU MONEY TO SEARCH. YOU SHOULD NEVER HAVE TO PAY TO SEARCH FOR YOUR OWN UNCLAIMED MONEY. IF YOU FIND SOMETHING, LET ME KNOW! I’D LOVE TO FEATURE YOU ON THE SHOW!

AND JUST TO PROVE TO YOU HOW EASY IT IS TO SEARCH STATES INDIVIDUALLY FOR UNCLAIMED MONEY, I MADE THAT THE SUBJECT OF THIS WEEK’S VIDEO EDITION. I WILL SHOW YOU, STEP BY STEP, HOW TO USE UNCLAIMED.ORG. I WANT TO EMPOWER YOU AND I KNOW MANY PEOPLE, INCLUDING ME, LEARN BEST THROUGH VISUALS. JUST GO TO EASYMONEYSHOW.COM/02 FOR THAT.

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Episode 2~ Guest Blog: What’s Required to Become A Surrogate Mother?

What is surrogacy?
Surrogacy is when a woman carries and gives birth to baby for someone else, usually for a woman unable to carry the child herself.  This is done through advancements in reproductive technology such as artificial insemination, in-vitro fertilization/embryo transfer (IVF/ET) and other Advanced Reproductive Technologies (ART) that allow otherwise infertile couples a chance to have children. Due to advances in reproductive technology, couples now have medical means to have children.
What is the difference between “traditional surrogacy” and “gestational surrogacy”?
Traditional surrogacy refers to a woman who has donated her egg and is genetically related to the child she is carrying for the future parents. This occurs when the surrogate mother is inseminated (usually artificially) with the intended father’s sperm. Gestational surrogacy, which is the most common form of surrogacy, occurs when the surrogate mother is NOT genetically connected to the child she is carrying for the intended parents. The eggs are retrieved from the intended mother or an egg donor and then fertilized with the sperm from the intended father or a sperm donor. The embryos are then transferred to the surrogate mother’s uterus. Extraordinary Conceptions only works with gestational surrogates.

Becoming a Surrogate Mother
Extraordinary Conceptions strives to work with women who not only meet the surrogacy requirements, but exceed them. We’re looking for exceptional women who are willing to help build families through surrogacy. Our Surrogacy team will guide you through the entire journey while providing consistent, personal support for you and your intended parents. Our first goal is to ensure that you meet the necessary qualifications while educating you about our surrogacy program and the overall process. Please review the requirements below to see if you qualify to become a surrogate mother with our agency.
Current Surrogacy Requirements:
• Females between the ages of 19-42 who are healthy with regular menstrual cycles.
• Surrogates in our program must be a parent themselves who have had a least 1 successful, live birth with no complications.
• Non-smokers and Non-drug users with BMI below 30.(Up to 32 may be considered.) You can calculate your BMI HERE.
• Must not currently be receiving government financial assistance. Must be financially stable. (This excludes dependents)
• Must be a U.S. citizen, Canadian citizen or have valid U.S. Permanent Residency status. Must have valid driver’s license or state issued ID. Must have reliable transportation.
• Surrogate applicants and spouses cannot have any prior felonies.
• Cannot currently be on medications for mental illness (anxiety, depression, self-harm, eating disorders, etc.) No history of Bi-polar disorder, Schizophrenia, anxiety, personality disorders, etc.
• You cannot have an IUD or be using birth control shots. We can further explain this after you submit your application.
• Please note that these requirements were created to comply with ASRM guidelines, the IVF doctors and attorneys that we work with.

Courtesy of Extraordinary Conceptions
ExtraordinaryConceptions.com

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